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Storm Damage Restoration in Celina

Water removal, drying and temporary cover after wind, hail or heavy rain lets water into a North Texas home.

  • Phones answered 24/7
  • Slab leaks, supply lines, AC drips, hail leaks
  • Estimate approved before work starts
  • Moisture readings and photos for your claim

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Storm Damage

Storm Damage Restoration: what it covers

Quick answer

Storm damage restoration deals with the water that wind, hail and heavy rain let into a home: wet attics, ceilings, walls and floors. Call Celina Water Damage Restoration, and a crew is dispatched as fast as one is available to extract, dry and help cover openings. Roof replacement and rebuilding are done by other trades.

Storm Damage Restoration illustration for Celina, TX, with a creek and a lake in the background

Spring is the severe-weather season in Collin County. March through June is the hail window, and heavy rain, high wind and fast-moving storm lines come with it. A single storm can strip shingles, crack a window, push rain sideways under siding and drop a limb through a roof, and each of those lets water into a house that is otherwise closed up tight.

What makes storm water damage different from a burst pipe is that the water arrives from several directions at once and you cannot shut it off. A roof leak shows up as a ceiling stain. Wind-driven rain wets a wall from the outside. A blocked gutter spills at a corner, and a garage door that cannot hold back a surge lets in water at floor level. The crew's first job is a careful look at where the water went.

From there the work is the same disciplined sequence used on any wet structure: stop more water coming in with a tarp or a board-up where it is safe to do so, remove standing water, take out materials that cannot dry, dry the rest and record the readings. The roof repair or replacement, window work and rebuilding are done by roofers and other trades, and the insurer decides what your policy covers.

Service area
Celina & Collin County
Availability
Phones answered 24/7, emergencies first
Typical cost
$1,200–$5,000 (estimate)

What should I do first after a storm lets water into my house?

Stay out of rooms with a sagging ceiling or water near outlets, move belongings out of the wet area, take photos and a short video, and call your insurer and (833) 490-5225. A crew can tarp or board up openings and start drying. Never climb onto a wet or damaged roof.

If there is a smell of gas or a downed power line, leave and call 911 and the utility first. Water restoration can wait for safety.

Catch drips with buckets and lay towels, but do not poke a bulging ceiling to drain it. The crew can drain it in a controlled way. Photos of the damage, the roof and the yard before cleanup help your claim.

Is storm water clean, and does that change the cleanup?

Rain that comes through a roof is not clean water. It passes across shingles, dust and attic insulation, and can be treated as Category 2 gray water. Water that rises from the ground can be Category 3. The category affects what materials are removed and how the cleanup is done.

The IICRC's S500 standard describes categories 1 through 3 and classes of water damage. The crew uses those terms and can explain which one applies to your loss.

Porous materials such as insulation, carpet pad and drywall are more likely to be removed than a sealed hard floor, because they hold contaminated water and cannot be reliably cleaned.

Does storm damage count as a flood, and does my policy cover it?

Not usually. Rain that enters through a damaged roof or window is generally treated as storm damage under a homeowners policy, while water that rises from the ground is flood, which needs a separate policy through FEMA's NFIP or a private insurer. Flood policies typically carry a 30-day wait. Your insurer decides.

How the water got in decides how it is handled. A claim for wind or hail damage and a claim for ground flooding can come from the same storm and be treated separately. Check your policy, and ask your agent about your deductible, which for wind and hail can differ from your general one.

The insurance claims guide explains what homeowners policies typically cover, and the crew can provide photos and readings, though coverage is decided by your insurer and not by the restoration company.

Which parts of north Collin County flood in heavy rain?

No sourced flood map is given here, so check FEMA's flood map for your address. McKinney has had five water rescues on two roads since 2015 and approved a flood-warning system for five points, which shows that heavy rain can overwhelm creeks and low roads there. Conditions vary by street.

Wilson Creek runs through McKinney and meets the East Fork of the Trinity River at Lavon Lake. Celina's older town and downtown drain through roadside ditches and culverts, according to the city's drainage study, with curb-and-gutter storm sewers planned for the future.

If water has risen from the ground into a house or garage, see flood damage cleanup, because that is a different category of work.

Warning signs

Signs you need storm damage restoration

Do not climb onto a wet roof, touch downed power lines or stand under a sagging ceiling. Keep away from water near outlets and fixtures, and cut power at the panel only if you can reach it standing on dry ground. If you smell gas, leave the house and call 911.

  • A ceiling stain, drip or sag that appears during or just after a storm
  • Granules, dents or missing shingles found in the yard or gutters
  • Wet insulation or damp rafters when you look into the attic
  • Water stains along the top of a wall or around a window after a driving rain
  • A broken window, a cracked skylight or a tree limb on the roof
  • Water seeping under a garage door or an exterior door at floor level
  • A musty smell in a closet, hallway or bedroom a day or two after a storm
  • Gutters or downspouts that overflowed at a corner of the house
Our process

How our storm damage restoration visit works

  1. Check safety and stop more water

    The crew looks for downed lines, wet outlets and weak ceilings before anyone goes in. Where it is safe, a tarp, board-up or plastic sheeting is placed over a damaged roof section, window or opening to keep more rain out.

  2. Document the damage

    Photos are taken before anything is moved, and the crew notes where water entered and how far it went. This record, with moisture readings, can be shared with your insurer.

  3. Extract water and remove wet materials

    Standing water is extracted. Wet insulation, ceiling drywall, carpet and pad that cannot dry are removed, with your approval. Storm water that has crossed a roof, a gutter or the ground is not clean, and the crew handles it that way.

  4. Dry the structure

    Air movers and dehumidifiers are set in the wet rooms and attic spaces, and cavities are opened or ported where needed. Readings are repeated until the materials reach a dry reference.

  5. Hand over records and repair quotes

    You receive the photos and readings. Interior repair is quoted separately after drying, and the roofer or window contractor handles the exterior side.

Options

Types and options for storm damage restoration

Roof and attic leaks after wind or hail

Missing shingles, hail bruising or a limb through the roof let rain into the attic. Water soaks insulation and shows up in ceilings below. The hail and roof leak page covers that path in more depth.

Wind-driven rain through windows, walls and doors

Strong wind pushes rain past flashing, window seals and siding laps. Water runs down inside a wall and reaches the floor at the bottom, where it soaks baseboards and flooring without leaving an obvious stain above.

Heavy rain, street flooding and garage intrusion

Intense rain can overwhelm drains and push water toward garage doors and low thresholds. If water entered from the ground rather than the roof, it is usually treated differently and may be a flood claim. See flood damage cleanup.

Cost

How much does storm damage restoration cost in Celina?

Storm jobs differ in how much water entered, how many rooms and how contaminated it was. The figures below are regional ranges for context; the crew prices the job from readings on site. No price is printed for a tarp or board-up here, because published figures were not reliable enough.

Storm Damage Restoration pricing in Collin County (2026)
JobTypical rangeWhat it includes
Whole-job water damage restoration, Greater DFW$1,200–$5,000A wide range for typical residential jobs
Category 2 (gray) water, per sq ftabout $4–$6Rain that has crossed a roof or the ground is usually treated this way
Category 3 (black) water, per sq ft$7 and upRising floodwater and sewage fall here
Extraction plus drying, several rooms or structural materials$5,000–$15,000 or moreLarger storm losses reach this level
Drywall replacement including finishing, per sq ft$3–$8Repair work, quoted after drying

These are estimates for the Celina and north Collin County area in 2026, based on wide regional ranges. Your exact price is explained and approved before work starts, and the roofer's bill is separate. Coverage is decided by your insurer.

Skip the guesswork. Call for a straight answer.

Tell us what's happening and we'll tell you honestly whether it's a quick fix, and what storm damage restoration should cost.

Collin County

Why storm damage restoration is different in North Collin and Denton counties

Spring storms in Collin County bring hail, wind and heavy rain between March and June. A March 24, 2019 hail storm hit McKinney and the surrounding county, which is a reminder that a bad storm can reach any town between Celina and Allen. The National Weather Service Fort Worth office issues the watches and warnings for this area.

Many newer houses here are slab-on-grade, so storm water that gets in has no lower level to drain to. It settles along baseboards and into flooring, and in a two-story house it often shows up first in an upstairs ceiling.

Neighborhoods such as Light Farms, Craig Ranch and Stonebridge Ranch have HOAs that may have rules for exterior work and contractors, so check yours before a roofer or window contractor starts. Roof permits and inspections vary by city, so check with your city's building office, such as Celina Building Services.

Related

Hail and Roof Leak Damage

Attic and ceiling drying after hail or a failed roof lets rain into a Collin County home.

Flood Damage Cleanup

Extraction, drying and cleanup after creek, street or heavy-rain flooding reaches a home, garage or small business.

Ceiling Water Damage

Draining, drying and cleanup when water from an upstairs leak or attic source soaks a drywall ceiling.

Water Damage Restoration

Water removal, monitored drying and cleanup for slab-on-grade homes and businesses in Celina and north Collin County.

Guides

Read before you book

FAQ

Storm Damage Restoration FAQs

Will insurance pay for storm water damage?

Many homeowners policies cover wind and hail damage and the resulting interior water damage, while flood is excluded and needs a separate policy. Your insurer decides under your policy. Photos and readings from the crew can be shared with your claim.

Can the crew replace my roof?

No. Roof repair and replacement belong to a roofing contractor. The crew can help stop more water coming in with a tarp or board-up, then dry and clean the inside of the house.

Should I wait for the adjuster before starting cleanup?

Do not wait to protect the home. Take photos first, then stop further damage and begin drying. Keep what you remove if the adjuster wants to see it, and ask your insurer about its requirements.

How do I know if the storm water has caused mold?

You may see spots, or smell mustiness in a closet, attic or wall. Mold can start in damp materials even if they are dried later. If you see or smell it, ask for an assessment. Texas licenses assessors and remediators separately.

Is hail damage the same as storm damage?

Hail is one kind of storm damage. A hail-bruised roof may leak days or weeks later, and the hail and roof leak page covers that. Wind, rain and flooding are other kinds.

What if storm water got into the garage?

Move stored items off the floor, take photos and call. The crew checks the slab edge, the bottom of walls and anything wicking water, and dries the garage as part of the job.

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